DOES DENTAL CARE HAVE AN AGE LIMIT?
:DentalPlans, An Alternative to Dental Insurance, Filling Healthcare Gap for Seniors
PLANTATION, Fl. (Sept. 15, 2015) — Unfortunately
for a lot of seniors in America, traditional Medicare does not cover dental services,
and any type of dental coverage under Medicare would require supplemental
coverage or a Medicare Advantage Plan. A 2015 report by the National Institute
of Dental and Craniofacial Research reported that 23 percent of seniors, or
almost one quarter of the senior population 65 and older, have not been to the
dentist in the last five years. And half of all seniors 65+ haven't seen a
dentist within the past year. As a result, people are seeking other solutions
to meet their needs. One such
alternative is a dental savings plan or discount dental plan, which is an alternative
to traditional dental insurance.
“Seniors represent a significant part of our customer base,” states Bill
Chase, vice president of marketing for :DentalPlans. “And we find that our customers,
and seniors especially, understand the direct connection of oral health to
overall health and wellbeing.”
In fact, a recent :DP SmileIndex* survey revealed that :DentalPlans
customers 55 and older were more likely to stay on top of their ADA recommended
treatments, with 76.6 percent receiving two checkups per year, 80 percent
receiving two cleanings and 70.5 percent getting an annual x-ray.
While :DentalPlans customers are significantly more likely to visit a
dentist regularly (88 percent) than the national sample (63 percent), both
groups cite cost as the primary reason for not
visiting the dentist. Furthermore, according to Oral Health America, nearly 70
percent of seniors do not have dental insurance. And with 47.5 percent of dental expenditures
paid out of pocket, seniors on a fixed income may find it more difficult to
afford care. As a person ages, they often
require more costly dental procedures like crowns, root canals, extractions,
and dentures. With the costs of some of these procedures exceeding $1,000, it’s
easy to see why visiting the dentist on a limited income would be overwhelming.
So, can seniors afford dental care?
“:DentalPlans is committed to helping Americans afford dental services,”
adds Chase. “We believe that seniors shouldn’t have to make the difficult
choice of whether or not they can afford dental care, but can instead choose
which plan best accommodates their needs.”
What is
a Dental Savings Plan?
Dental savings plans offer a
simple-to-use, cost-effective alternative to dental insurance. Participating dentists
have agreed to accept a reduced fee from dental savings plan members for a
variety of dental procedures. Members
pay a low annual fee and get access to reduced rates on dental services
including cosmetic dentistry and orthodontia, as well as discounts on vision and pharmacy
with select plans.
Members can choose from more than 30 different plans from trusted healthcare
brands like Aetna, Careington, and
Cigna , and gain access to more than 100,000
dentists nationwide.
:DentalPlans
has affordable plans to fit any need and budget, including seniors on a fixed
income. And depending on the plan you choose, you can save 10 to 60 percent off
services. Visitors of DentalPlans.com can compare plans by zip
code or procedure, view sample savings and find a nearby dentist. :DentalPlans
is committed to making you smile, by making access to quality oral healthcare
affordable and accessible to everyone.
Example
savings:
Plan: Vital Savings by Aetna
Scenario: One Adult
Annual Individual Membership
Fee: $144.95
Typical Dentist Fees
|
Sample Reduced Fees
(for Plan Members)
|
Total Savings
|
|
2
Routine 6 Month Check-ups
|
$114
|
$54
|
$60
|
2
Adult Teeth Cleanings
|
$204
|
$110
|
$94
|
1
Full Mouth X-Rays
|
$144
|
$77
|
$67
|
Full
Upper Denture
|
$1,885
|
$820
|
$1,035
|
Total Savings
|
$1,256*
|
Using the Aetna Vital Savings plan, with an annual fee of $144.95, an
individual could save $221 on their annual ADA recommended treatments alone. Consider
the savings from other typical procedures for seniors, like dentures, and the
savings really add up. For example, an individual who receives all the
recommended treatments and gets dentures would save $1,111.05, including the
cost of the plan.
About :DentalPlans
:DentalPlans,
founded in 1999, is a leading dental and health savings marketplace in the
U.S., helping more than a million people to affordably access quality
healthcare services. Our mission is to empower consumers with the tools,
information, and services that they need to live happier, healthier lives.
We provide
comprehensive resource centers aimed at helping people to maintain/regain
optimal health, and successfully navigate the maze of healthcare payment
options (including Obamacare and Medicaid.) Our independent research – the :DP
SmileMeter™ and :DP SmileIndex™ – delivers a unique look into the consumer
healthcare market. We offer user-friendly access to a wide selection of
traditional dental insurance and 40+dental savings plans, along with innovative
healthcare offerings including telemedicine, medical advocacy, and online
counseling services. Our online plan comparison and savings calculator tools
help consumers to make smart choices about essential healthcare services, and
our :DP AtYourService™ customer support team leaves no question unanswered. For
more information, visit us at www.dentalplans.com.
####
For more information:
Melissa
Watkins Kelly
Cioe
Public Relations
Counsel Public
Relations Counsel
Office:
804-402-5316
Office: 603-436-2347
*A national study was conducted for
:DentalPlans between Jan. 1 and Jan. 7,
2015 by Infosurv Research. A
total of 1,200 national respondents were surveyed, yielding data with a margin
of error of +/- 2.83%.
An independent study of its members
was conducted for :DentalPlans between Jan. 21 and Feb.
4, 2015 by Infosurv Research. A total of 9,410
national customers were surveyed, yielding data with a margin of error of
+/- .99%.
1 2012 Full
Year Consolidated File, HC-138, Department of Health & Human Services
Agency for Healthcare Research and Quality’s Medical Expenditure
Panel Survey (MEPs)
2 EnlightenMe
http://enlightenme.com/dental-procedures-price-list/ and OralHealthExam.org, http://www.oralhealthexam.org/2015/02/21/most-common-dental-procedures-and-their-average-costs/
EDITORS
NOTE: For a complete copy of the :DP
SmileIndex Survey contact Melissa or Kelly at pr@dentalplans.com.
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